Does the knowledge of having a high-deductible health insurance plan change consumer behavior responses to cost-sharing?

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https://knowledge.wharton.upenn.edu/article/high-deductible-health-plans-pros-and
cons/#:~:text=The%20IRS%20currently%20defines%20a,%2C%20according%20to%20healthcare.gov

Requirements:

Question: Evaluate the concept of cost-sharing, and what is known and what is not known by consumers with a high-deductible health insurance plan. Does the knowledge of having a HDHP change consumer behavior responses to cost-sharing?

Submit your essay in a Word document.  This assignment must be at least 500 words, with at least four references cited properly in APA format, and a title page (APA format).

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